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Starter
Perfect for getting started
- Credit report analysis (1 bureau)
- Up to 5 dispute letters/month
- Monthly score tracking
- Email support
- Debt validation letters
- Credit building roadmap
- Priority support
- Dedicated credit advisor
Professional
Most popular — best results
- Credit report analysis (3 bureaus)
- Unlimited dispute letters
- Weekly score monitoring
- Priority email & phone support
- Debt validation letters
- Personalized credit building roadmap
- Priority support
- Dedicated credit advisor
Elite
White-glove service
- Credit report analysis (3 bureaus)
- Unlimited dispute letters
- Daily score monitoring
- 24/7 priority support
- Debt validation letters
- Personalized credit building roadmap
- Priority support
- Dedicated credit advisor
Prefer a one-time service? Contact us for a custom quote.
Add-On Services & Standalone Pricing
Need a specific service? Add any of these to your existing plan or purchase standalone.
Credit Monitoring Alerts
Real-time alerts across all 3 bureaus the moment anything changes on your credit report.
- 24/7 bureau monitoring
- Instant score change alerts
- New inquiry notifications
- Monthly summary report
Identity Theft Protection
Dark web monitoring, fraud alerts, and full identity recovery support if your data is compromised.
- Dark web scanning
- SSN monitoring
- Fraud alert setup
- Identity recovery support
Business Credit Building
Build a strong business credit profile separate from your personal credit — from EIN setup to vendor accounts.
- EIN & DUNS setup
- Net-30 vendor accounts
- Business credit monitoring
- Personal/business separation
Student Loan Counseling
Expert guidance on repayment options, loan rehabilitation, and protecting your credit score from student debt.
- Repayment plan review
- Income-driven plan guidance
- Loan rehabilitation advice
- Credit impact planning
Bundle any add-on with a monthly plan and save up to 20%.
Common Questions
How long does credit repair take?
Most clients see meaningful improvements within 30–90 days. The full process typically takes 3–6 months depending on the number and severity of negative items on your report.
Is there a money-back guarantee?
Yes. If we don't remove at least one negative item from your credit report within 90 days, we'll refund your first month's payment — no questions asked.
Can I cancel anytime?
Absolutely. There are no long-term contracts. You can cancel your plan at any time with no cancellation fees.
What's the difference between plans?
The main differences are the number of bureaus covered, dispute volume, monitoring frequency, and level of personal support. The Professional plan covers all three bureaus and is our most popular option.
Do you guarantee a specific score increase?
We cannot legally guarantee a specific score increase, but our average client sees a 127-point improvement. Results vary based on your unique credit profile.
Can I add individual services to my plan?
Yes! Our add-on services like Credit Monitoring Alerts and Identity Theft Protection can be added to any monthly plan. Contact us to bundle and save.
Important Disclosures: Results vary by individual credit profile. CreditRise Scores LLC makes no guarantee of any specific score increase or item removal. You have the right to dispute inaccurate information directly with the credit bureaus (Equifax, Experian, TransUnion) at no cost at annualcreditreport.com. Under the Credit Repair Organizations Act (CROA), you may cancel any contract within 3 business days of signing with no penalty. CreditRise does not charge fees before services are performed. We cannot legally remove accurate, verifiable information from your credit report. View full CROA disclosure · Cancellation policy